<P> International associates of NABARD include World Bank - affiliated organizations and global developmental agencies working in the field of agriculture and rural development . These organizations help NABARD by advising and giving monetary aid for the upliftment of the people in the rural areas and optimizing the agricultural process . </P> <P> NABARD has been instrumental in grounding rural, social innovations and social enterprises in the rural hinterlands . It has in the process partnered with about 4000 partner organisations in grounding many of the interventions be it, SHG - Bank Linkage programme, tree - based tribal communities' livelihoods initiative, watershed approach in soil and water conservation, increasing crop productivity initiatives through lead crop initiative or dissemination of information flow to agrarian communities through Farmer clubs . Despite all this, it pays huge taxes too, to the exchequer--figuring in the top 50 tax payers consistently . NABARD virtually ploughs back all the profits for development spending, in their unending search for solutions and answers . Thus the organisation had developed a huge amount of trust capital in its 3 decades of work with rural communities . </P> <P> 1. NABARD is the most important institution in the country which looks after the development of the cottage industry, small scale industry and village industry, and other rural industries . </P> <P> 2. NABARD also reaches out to allied economies and supports and promotes integrated development . </P>

Commercial banks finance rural credit directly and through nabard