<P> Each program's development and implementation operates cooperatively, coordinated by committees, the national executive board, and national headquarters staff . Leaders belonging to the Program Planning and Development Committee, Social Action Commission, Commission on Arts and Letters, Information and Communications Committee, Membership Services Committee and Regional Officers also participate in developing programming to meet the Five - Point Thrust . </P> <P> In 2003, the "Delta Challenge: DST Homeownership Initiative" was created to assist sorority members, family, friends, and the general public with owning their homes and investing in homeownership . The program is a resource for individuals seeking information about homeownership; wishing to locate a loan representatives who partners with the Delta Challenge; information about mortgage insurance or other benefits; or who has questions regarding real estate or related financial topics . In three years, the program has helped more than 400 families purchase homes . The DST Homeownership Initiative is a partnership between Delta Sigma Theta's 950 chapters, Chase Bank, and Genworth Financial . </P> <P> The national directors of the DST Homeownership Initiative are Lori Jones Gibson and Lynn Richardson . Gibson is the Genworth Financial's Vice-President of Affordable Housing and Industry Affairs, and Richardson is Chase Bank's Vice President of National Strategic Partnerships . </P> <P> The Delta Challenge offers mortgage loans, insurance, and other home buyers' discounts through The Delta Chase Initiative . The Delta Chase Initiative resulted in more than 100,000 consumer touch points worldwide and $35 million in closings for Chase, a staggering 389% increase over those closed over the previous three years . </P>

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