<P> Personal wealth varies across adults for many reasons . Some individuals with little wealth may be at early stages in their careers, with little chance or motivation to accumulate assets . Others may have suffered business setbacks or personal misfortunes, or live in parts of the world where opportunities for wealth creation are severely limited . At the other end of the spectrum, there are individuals who have acquired a large wealth through different ways . In Western countries, the most typical way of becoming wealthy is entrepreneurship (estimated three quarters of new millionaires). Other typical way (covering most of the remaining quarter) is pursuing a career with the end goal of becoming a C - level executive, a leading professional in a specific field (such as a doctor, lawyer, engineer) or a top corporate sales person . Only around 1% of new millionaires acquire their wealth via other means such as professional sports, show business, art, inventions, investing, inheritance or lottery . The wealth pyramid below was prepared by Credit Suisse in 2013; it captures these differences in striking detail . It has a large base of low wealth holders, alongside upper tiers occupied by progressively fewer people . In 2013 Credit - suisse estimate that 3.2 billion individuals--more than two thirds of adults in the world--have wealth below 10,000 USD . A further one billion (adult population) fall within the 10,000--100,000 USD range . While the average wealth holding is modest in the base and middle segments of the pyramid, their total wealth amounts to USD 40 trillion, underlining the potential for novel consumer products and innovative financial services targeted at this often neglected segment . </P> <P> The pyramid reveals that: </P> <Ul> <Li> half of the world's wealth belongs to the top 1%, </Li> <Li> top 10% of adults hold 85%, while the bottom 90% hold the remaining 15% of the world's total wealth, </Li> <Li> top 30% of adults hold 97% of the total wealth . </Li> </Ul> <Li> half of the world's wealth belongs to the top 1%, </Li>

Who owns all the wealth in the world
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