<P> On April 14, 1982, Credit Information Bureau, Inc. was incorporated as a non-stock, non-profit corporation . (See: Presidential Decree No. 1941 (7)) </P> <P> In 1982, Credit Information Bureau, Inc. was established through the power of Presidential decree 1941 and created under Central Bank of the Philippines, now Bangko Sentral ng Pilipinas (BSP) department of Loans and Credit, the Securities and Exchange Commission (SEC) and the Financial Executives Institute of the Philippines (FINEX); to initiate a credit information exchange system in the country . </P> <P> In 1997, Credit Information Bureau, Inc. was incorporated and transformed into a private entity and became CIBI Information, Inc . </P> <P> In 2008, Republic Act No. 9510 also known as Credit Information System Act of 2008 gave way to the creation of Credit Information Corporation as the new government - owned and controlled credit registry in the country . </P>

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