<Dl> <Dt> Section II--Liability Coverage </Dt> <Dd> <Dl> <Dt> Coverage E--Personal Liability </Dt> <Dd> Covers damages which the insured is legally liable for and provides a legal defense at the insurer's own expense . About a third of the losses for this coverage are from dog bites . </Dd> </Dl> </Dd> </Dl> <Dt> Section II--Liability Coverage </Dt> <Dd> <Dl> <Dt> Coverage E--Personal Liability </Dt> <Dd> Covers damages which the insured is legally liable for and provides a legal defense at the insurer's own expense . About a third of the losses for this coverage are from dog bites . </Dd> </Dl> </Dd> <Dl> <Dt> Coverage E--Personal Liability </Dt> <Dd> Covers damages which the insured is legally liable for and provides a legal defense at the insurer's own expense . About a third of the losses for this coverage are from dog bites . </Dd> </Dl>

What are the two types of home insurance