<P> Tricare Standard provides a similar benefit to the original CHAMPUS program and is available to retirees from the Active Component, retirees from the Reserve Component age 60 or older, and their eligible family members . Tricare Standard is also available to Reservist and their family under the Tricare Reserve Select Component . Under Tricare Standard, beneficiaries can use any civilian health care provider that is payable under Tricare regulations . The beneficiary is responsible for payment of an annual deductible and coinsurance, and may be responsible for certain other out - of - pocket expenses . There is no enrollment fee for Tricare Standard . </P> <P> Tricare Standard beneficiaries can elect to use the Tricare Extra option by using a civilian health care provider from within the regional contractor's provider network . In this way, Tricare Extra represents a preferred provider organization (PPO). When using Tricare Extra, the beneficiary's coinsurance amount is reduced by at least five percentage points . There is no fee for use of the Tricare Extra benefit other than the coinsurance . </P> <P> Tricare Prime is a health maintenance organization (HMO) style plan available to active duty personnel, retirees from the Active Component, retirees from the Reserve Component age 60 or older, and their eligible family members . Under Tricare Prime, beneficiaries must choose a primary care physician and obtain referrals and authorizations for specialty care . In return for these restrictions, beneficiaries are responsible only for small copayments for each visit (retirees and their families only). There is an annual enrollment fee for Tricare Prime for military retirees and their family members . There is no enrollment fee for active duty military and their family members . The majority of Tricare PRIME enrollees must exclusively use the MTF (Military Treatment Facility) to receive their care, as long as the MTF has capacity . If the MTF does not have capacity, the commander of the MTF notifies the region's contractor and the contractor's provider network is used to supplement the MTF's capacity . If the MTF regains capacity, the MTF reserves the right to move the beneficiaries back to receiving their care at the MTF in a process known as "recapture ." </P> <P> US Family Health Plan, a Tricare Prime - sponsored health plan option, is made available by nonprofit health care providers in the Northeast U.S., Southeast Texas / Southwest Louisiana, and the Puget Sound region of Washington state . </P>

What type of health coverage plan is tricare prime