<Li> American Express implemented a liability shift on 31 October 2012 . </Li> <Li> Discover implemented a liability shift on 1 October 2015 for all transactions except pay - at - the - pump at gas stations; those transactions shifted on 1 October 2017 . </Li> <Li> Interac (Canada's debit card network) stopped processing non-EMV transactions at ATMs on 31 December 2012, and mandated EMV transactions at point - of - sale terminals on 30 September 2016, with a liability shift taking place on 31 December 2015 . </Li> <Li> MasterCard implemented domestic transaction liability shift on 31 March 2011, and international liability shift on 15 April 2011 . For pay at the pump at gas stations, the liability shift was implemented 31 December 2012 . </Li>

When did in n out start taking credit cards