<Li> Hybrid security) </Li> <Ul> <Li> (Currency </Li> <Li> Exchange rate) </Li> </Ul> <Li> Exchange rate) </Li> <Ul> <Li> Commodity </Li> <Li> Money </Li> <Li> Real estate </Li> <Li> Reinsurance </Li> </Ul>

Who are the most common users of goods that are produced in market economies