<Li> Travel Accident (Business Trip)--the AD&D benefit is provided through an employee benefit plan and provides supplemental accident protection to workers while they are traveling on company business (the entire premium is usually paid by the employer); </Li> <Li> Dependents--Some group AD&D plans also provide coverage for dependents . </Li> <P> In 1884, the German Reichstag allowed a bill for an accidental death and dismemberment insurance (Unfallversicherung). </P>

What is the difference between basic life insurance and accidental death and dismemberment