<P> HDI is composite index that takes into consideration (1) Life expectancy, (2) Education and (3) Per capita income . </P> <P> There are many ways to calculate HDI, and its calculation is sensitive to base data and assumptions . Using another approach, UNDP India and Government of India calculated the HDI nationwide average to be 0.605 in 2006 . This data was published by the Indian Government . Note that the 2007 - 2008 HDI values in the table below is not based on income as is the UNDP standard practice for global comparisons, but on estimated consumption expenditure--an assumption which underestimates the HDI than actual . Further, data was unavailable for the following states and union territories: Chandigarh, Lakshadweep, Andaman and Nicobar Islands, Daman and Diu, Puducherry, and Dadra and Nagar Haveli . </P> <Table> <Tr> <Th> Rank </Th> <Th> State / Union Territory </Th> <Th> consumption based HDI (2007--08) </Th> <Th> HDI 2015 </Th> </Tr> <Tr> <Td> </Td> <Td> Kerala </Td> <Td> 0.790 </Td> <Td> 0.712 </Td> </Tr> <Tr> <Td> </Td> <Td> Delhi </Td> <Td> 0.750 </Td> <Td> N / A </Td> </Tr> <Tr> <Td> </Td> <Td> Himachal Pradesh </Td> <Td> 0.652 </Td> <Td> 0.670 </Td> </Tr> <Tr> <Td> </Td> <Td> Goa </Td> <Td> 0.617 </Td> <Td> N / A </Td> </Tr> <Tr> <Td> </Td> <Td> Punjab </Td> <Td> 0.605 </Td> <Td> 0.6614 </Td> </Tr> <Tr> <Td> 6 </Td> <Td> NE (excluding Assam) </Td> <Td> 0.573 </Td> <Td> N / A </Td> </Tr> <Tr> <Td> 7 </Td> <Td> Maharashtra </Td> <Td> 0.572 </Td> <Td> 0.6659 </Td> </Tr> <Tr> <Td> 8 </Td> <Td> Tamil Nadu </Td> <Td> 0.570 </Td> <Td> 0.6663 </Td> </Tr> <Tr> <Td> 9 </Td> <Td> Haryana </Td> <Td> 0.552 </Td> <Td> 0.6613 </Td> </Tr> <Tr> <Td> 10 </Td> <Td> Jammu and Kashmir </Td> <Td> 0.542 </Td> <Td> 0.649 </Td> </Tr> <Tr> <Td> 11 </Td> <Td> Gujarat </Td> <Td> 0.527 </Td> <Td> 0.6164 </Td> </Tr> <Tr> <Td> 12 </Td> <Td> Karnataka </Td> <Td> 0.519 </Td> <Td> 0.6176 </Td> </Tr> <Tr> <Td>--</Td> <Td> National average </Td> <Td> 0.513 </Td> <Td> 0.6087 </Td> </Tr> <Tr> <Td> 13 </Td> <Td> West Bengal </Td> <Td> 0.492 </Td> <Td> 0.604 </Td> </Tr> <Tr> <Td> 14 </Td> <Td> Uttarakhand </Td> <Td> 0.490 </Td> <Td> N / A </Td> </Tr> <Tr> <Td> 15 </Td> <Td> Andhra Pradesh </Td> <Td> 0.473 </Td> <Td> 0.6165 </Td> </Tr> <Tr> <Td> 16 </Td> <Td> Assam </Td> <Td> 0.444 </Td> <Td> 0.556 </Td> </Tr> <Tr> <Td> 17 </Td> <Td> Rajasthan </Td> <Td> 0.434 </Td> <Td> 0.577 </Td> </Tr> <Tr> <Td> 18 </Td> <Td> Uttar Pradesh </Td> <Td> 0.380 </Td> <Td> 0.542 </Td> </Tr> <Tr> <Td> 19 </Td> <Td> Jharkhand </Td> <Td> 0.376 </Td> <Td> N / A </Td> </Tr> <Tr> <Td> 20 </Td> <Td> Madhya Pradesh </Td> <Td> 0.375 </Td> <Td> 0.557 </Td> </Tr> <Tr> <Td> 21 </Td> <Td> Bihar </Td> <Td> 0.367 </Td> <Td> 0.536 </Td> </Tr> <Tr> <Td> 22 </Td> <Td> Odisha </Td> <Td> 0.362 </Td> <Td> 0.557 </Td> </Tr> <Tr> <Td> 23 </Td> <Td> Chhattisgarh </Td> <Td> 0.358 </Td> <Td> N / A </Td> </Tr> </Table> <Tr> <Th> Rank </Th> <Th> State / Union Territory </Th> <Th> consumption based HDI (2007--08) </Th> <Th> HDI 2015 </Th> </Tr>

Ranking of indian states by human development index
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