<P> Finance is a field that deals with the study of investments . It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk . Finance can also be defined as the science of money management . Finance aims to price assets based on their risk level and their expected rate of return . Finance can be broken into three different sub-categories: public finance, corporate finance and personal finance . </P> <P> Manufacturing is the production of merchandise for use or sale using labour and machines, tools, chemical and biological processing, or formulation . The term may refer to a range of human activity, from handicraft to high tech, but is most commonly applied to industrial production, in which raw materials are transformed into finished goods on a large scale . </P> <P> Marketing is defined by the American Marketing Association as "the activity, set of institutions, and processes for creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large ." The term developed from the original meaning which referred literally to going to a market to buy or sell goods or services . Marketing tactics include advertising as well as determining product pricing . </P> <P> With the rise in technology, marketing is further divided into a class called digital marketing . It is marketing products and services using digital technologies . </P>

A person who makes good judgments in the field of business has business