<Table> <Tr> <Td> </Td> <Td> Parts of this article (those related to documentation) need to be updated . Please update this article to reflect recent events or newly available information . (January 2017) </Td> </Tr> </Table> <Tr> <Td> </Td> <Td> Parts of this article (those related to documentation) need to be updated . Please update this article to reflect recent events or newly available information . (January 2017) </Td> </Tr> <P> High - net - worth individual (HNWI) is a term used by some segments of the financial services industry to designate persons whose investible assets (such as stocks and bonds) exceed a given amount . Typically, these individuals are defined as holding financial assets (excluding their primary residence) with a value greater than US $1 million . </P> <P> However, there are distinct classifications of HNWI and the exact dividing lines depend on how a bank wishes to segment its market . For example, an investor with less than US $1 million but more than US $100,000 is considered to be "affluent", or perhaps even "Sub-HNWI". "Very - HNWI" (VHNWI) can refer to someone with a net worth of at least US $5 million . </P>

What is considered a high net worth individual