<Li> Extend the PPF account with no contribution--PPF account can be extended after the completion of 15 years, subscriber doesn't need to put any amount after the maturity . This is the default option meaning if subscriber doesn't take any action within one year of his PPF account maturity this option activates automatically . Any amount can be withdrawn from the PPF account if the option of extension with no contribution is chosen . Only restriction is only one withdrawal is permitted in a financial year . Rest of the amount keeps earning interest . </Li> <Li> Extend the PPF account with contribution - With this option subscriber can put money in his PPF account after extension . If subscriber wants to choose this option then he needs to submit Form H in the bank where he is having a PPF account within one year from the date of maturity (before the completion of 16 yrs in PPF). With this option subscriber can only withdraw maximum 60% of his PPF amount (amount which was there in the PPF account at the beginning of the extended period) within the entire 5 yrs block . Every year only a single withdrawal is permitted . </Li> <P> Loan facility available from 3rd financial year up to 5th financial year . The rate of interest charged on loan taken by the subscriber of a PPF account on or after 01.12. 2011 shall be 2% more than the prevailing interest on PPF . However, the rate of interest of 1% more than PPF interest p.a. shall continue to be charged on the loans already taken or taken up to 30.11. 2013 . </P> <P> Up to a maximum of 25 per cent of the balance at the end of the 2nd immediately preceding year would be allowed as loan . Such withdrawals are to be repaid within 36 months . </P>

Maximum amount that can be invested in ppf