<P> In 2004, employer - sponsored health insurance premiums grew 11.2% to $9,950 for family coverage, and $3,695 for a single person, according to a survey by the Kaiser Family Foundation and Health Research and Education Trust . The survey also found that 61% of workers were receiving employer sponsored health insurance . </P> <P> Five years later, Kaiser's 2009 survey found that employer health insurance premiums were $13,375 for a family and $4,824 for a single person . About 60% of workers were receiving employer sponsored health insurance . Less than half (46%) of employees at small firms with 3 to 9 workers received coverage . As of 2008, the percentage of Americans receiving employer sponsored health insurance had declined for the eighth consecutive year, says the Kaiser Family Foundation . </P> <P> From 1999 to 2009, Kaiser found that the insurance premiums had climbed 131% or 13.1% per year, and workers' contribution toward paying that premium jumped 128% or 12.8% per year . In 1999, workers' average contribution to the premium was $1,543, and in 2009 it was $3,515 . For employers, their contribution was $4,247 in 1999 and $9,860 in 2009 . </P> <P> The lower a family's income is, the less likely that they can purchase health insurance, according to 2008 US Census figures . About 14.5% of households with $50,000 to $75,000 in income did not have health insurance . While 24.5% of households with $25,000 or less income went without health insurance . </P>

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