<Tr> <Th> Acronyms (colloquial) </Th> <Td> TILA, CCPA </Td> </Tr> <Tr> <Th> Nicknames </Th> <Td> Consumer Credit Protection Act </Td> </Tr> <Tr> <Th> Enacted by </Th> <Td> the 90th United States Congress </Td> </Tr> <Tr> <Th> Effective </Th> <Td> May 29, 1968 </Td> </Tr>

The truth in lending act requires a lender to disclose to the borrower all of the following except