<Tr> <Td> <Ul> <Li> </Li> <Li> </Li> <Li> </Li> </Ul> </Td> </Tr> <Ul> <Li> </Li> <Li> </Li> <Li> </Li> </Ul> <P> An ATM card is a payment card or dedicated payment card issued by a financial institution which enables a customer to access automated teller machines (ATMs). ATM cards are payment card size and style plastic cards with a magnetic stripe or a plastic smart card with a chip that contains a unique card number and some security information such as an expiration date or CVVC (CVV). ATM cards are known by a variety of names such as bank card, MAC (money access card), client card, key card or cash card, among others . Most payment cards, such as debit and credit cards can also function as ATM cards, although ATM - only cards are also available . Charge and proprietary cards cannot be used as ATM cards . The use of a credit card to withdraw cash at an ATM is treated differently to a POS transaction, usually attracting interest charges from the date of the cash withdrawal . Interbank networks allow the use of ATM cards at ATMs of private operators and financial institutions other than those of the institution that issued the cards . </P> <P> ATM cards can also be used on improvised ATMs such as "mini ATMs", merchants' card terminals that deliver ATM features without any cash drawer . These terminals can also be used as cashless scrip ATMs by cashing the receipts they issue at the merchant's point of sale . </P>

Atm card is a credit or debit card
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