<Tr> <Td> Government Funds </Td> <Td> 0.90 </Td> <Td> 1.67 </Td> <Td> 0.65 </Td> <Td> 0.56 </Td> </Tr> <Tr> <Td> Municipal Bond </Td> <Td> 0.82 </Td> <Td> 1.52 </Td> <Td> 0.60 </Td> <Td> 0.60 </Td> </Tr> <Tr> <Td> Ultra-Short Bond </Td> <Td> 0.82 </Td> <Td> 1.55 </Td> <Td> 0.50 </Td> <Td> 0.45 </Td> </Tr> <Tr> <Td> Short - Term Bond </Td> <Td> 0.88 </Td> <Td> 1.58 </Td> <Td> 0.67 </Td> <Td> 0.50 </Td> </Tr>

Who gets the load on a mutual fund