<P> Beginning in 2010, the HUD - 1 settlement statement also contained what was referred to as a Good Faith Estimate or GFE . This additional set of figures specified estimated settlement figures provided by the lender upon application of the loan . </P> <P> Borrowers could compare their Good Faith Estimate to the HUD - 1 Settlement Statement and ask their lender or broker about any changes . </P> <P> As part of new rules established by the Consumer Financial Protection Bureau effective October 3, 2015, the HUD - 1 Settlement Statement became obsolete . It has been replaced by a document called the Closing Disclosure that consolidates the HUD - 1, Good Faith Estimate, and Truth in Lending Act disclosures . </P>

How do you get a hud 1 statement
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