<Li> Reported by the joint conference committee on July 31, 1996; agreed to by the House on August 1, 1996 (421--2) and by the Senate on August 2, 1996 (98--0) </Li> <Li> Signed into law by President Bill Clinton on August 21, 1996 </Li> <P> The Health Insurance Portability and Accountability Act of 1996 (HIPAA; Pub. L. 104--191, 110 Stat. 1936, enacted August 21, 1996) was enacted by the United States Congress and signed by President Bill Clinton in 1996 . It has been known as the Kennedy--Kassebaum Act or Kassebaum--Kennedy Act after two of its leading sponsors . The Act consists of five Titles . Title I of HIPAA protects health insurance coverage for workers and their families when they change or lose their jobs . Title II of HIPAA, known as the Administrative Simplification (AS) provisions, requires the establishment of national standards for electronic health care transactions and national identifiers for providers, health insurance plans, and employers . Title III sets guidelines for pre-tax medical spending accounts, Title IV sets guidelines for group health plans, and Title V governs company - owned life insurance policies . </P> <P> There are five sections to the act, known as titles . </P>

One of the major elements of the health insurance portability and accountability act (hipaa) is its
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