<P> The median income for a household in the city was $53,042, and the median income for a family was $60,498 . Males had a median income of $42,218 versus $26,146 for females . The per capita income for the city was $32,048 . About 3.0% of families and 5.5% of the population were below the poverty line, including 6.2% of those under age 18 and 2.0% of those age 65 or over . </P> <P> The white beaches and emerald waters of the Destin area draw many tourists . Florida's Department of Environmental Protection estimates that more than 80 percent of the Emerald Coast's 4.5 million yearly visitors travel to the region to visit Destin . Visitors can charter fishing vessels from the harbor, and there are 12 beach access points in the city . Among the access points is Henderson Beach State Recreation Area . A portion of the Gulf Islands National Seashore, the Okaloosa Day Use Area, is just across East Pass on Santa Rosa Island . </P> <P> The sand on Destin's beaches is some of the whitest in the world . The sand comes from the Appalachian Mountains, and is made of finely ground quartz crystal giving the appearance of sugar . Residue flows down the Apalachicola River and is deposited into the Gulf of Mexico . Because of the currents the sand drifts west along the Gulf Coast and settles from east of Panama City to the Alabama coast . </P> <P> Several events also take place throughout the year as well . For the month of October, the annual Destin Fishing Rodeo draws anglers to Destin each year since 1948 . Also in the month of October is the Destin Seafood Festival, where fresh seafood and local artists gather for one weekend every October . </P>

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