<P> Smart - card - based electronic purse systems (in which value is stored on the card chip, not in an externally recorded account, so that machines accepting the card need no network connectivity) are in use throughout Europe since the mid-1990s, most notably in Germany (Geldkarte), Austria (Quick Wertkarte), the Netherlands (Chipknip), Belgium (Proton), Switzerland (CASH) and France (Moneo, which is usually carried by a debit card). In Austria and Germany, almost all current bank cards now include electronic purses, whereas the electronic purse has been recently phased out in the Netherlands . </P> <P> Prepaid debit cards that can be reloaded are also called reloadable debit cards . </P> <P> The primary market for prepaid debit cards has traditionally been unbanked people; that is, people who do not use banks or credit unions for their financial transactions . But prepaid cards also appeal to other users attracted by their advantages . </P> <P> Advantages of prepaid debit cards include being safer than carrying cash, worldwide functionality due to Visa and MasterCard merchant acceptance, not having to worry about paying a credit card bill or going into debt, the opportunity for anyone over the age of 18 to apply and be accepted without regard to credit quality, and the option to directly deposit paychecks and government benefits onto the card for free . </P>

What is the card name on a visa debit card