<Tr> <Td> </Td> <Td> This article does not cite any sources . Please help improve this article by adding citations to reliable sources . Unsourced material may be challenged and removed . (December 2009) (Learn how and when to remove this template message) </Td> </Tr> <P> Closing (also referred to as completion or settlement) is the final step in executing a real estate transaction . </P> <P> The closing date is set during the negotiation phase, and is usually several weeks after the offer is formally accepted . On the closing date, the ownership of the property is transferred to the buyer . In most jurisdictions, ownership is officially transferred when a deed from the seller is delivered to the buyer . Lenders providing a mortgage loan will often require title service, including title search and title insurance, appraisal, land survey, and attorneys to be involved . </P> <P> Several things happen during closing: </P>

Who sets the closing date on a home
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