<Table> Dodd--Frank Wall Street Reform and Consumer Protection Act <Tr> <Td_colspan="2"> </Td> </Tr> <Tr> <Th> Long title </Th> <Td> An Act to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes . </Td> </Tr> <Tr> <Th> Nicknames </Th> <Td> Dodd--Frank Act </Td> </Tr> <Tr> <Th> Enacted by </Th> <Td> the 111th United States Congress </Td> </Tr> <Tr> <Th> Effective </Th> <Td> July 21, 2010 </Td> </Tr> <Tr> <Th_colspan="2"> Citations </Th> </Tr> <Tr> <Th> Public law </Th> <Td> Pub. L. 111--203 </Td> </Tr> <Tr> <Th> Statutes at Large </Th> <Td> 124 Stat. 1376--2223 </Td> </Tr> <Tr> <Th_colspan="2"> Codification </Th> </Tr> <Tr> <Th> Acts amended </Th> <Td> Commodity Exchange Act Consumer Credit Protection Act Federal Deposit Insurance Act Federal Deposit Insurance Corporation Improvement Act of 1991 Federal Reserve Act Financial Institutions Reform, Recovery, and Enforcement Act of 1989 International Banking Act of 1978 Protecting Tenants at Foreclosure Act Revised Statutes of the United States Securities Exchange Act of 1934 Truth in Lending Act </Td> </Tr> <Tr> <Th_colspan="2"> Legislative history </Th> </Tr> <Tr> <Td_colspan="2"> <Ul> <Li> Introduced in the House as "The Wall Street Reform and Consumer Protection Act of 2009" (H.R. 4173) by Barney Frank (D--MA) on December 2, 2009 </Li> <Li> Committee consideration by Financial Services </Li> <Li> Passed the House on December 11, 2009 (223--202) </Li> <Li> Passed the Senate with amendment on May 20, 2010 (59--39) </Li> <Li> Reported by the joint conference committee on June 29, 2010; agreed to by the House on June 30, 2010 (237--192) and by the Senate on July 15, 2010 (60--39) </Li> <Li> Signed into law by President Barack Obama on July 21, 2010 </Li> </Ul> </Td> </Tr> </Table> <Tr> <Th> Long title </Th> <Td> An Act to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes . </Td> </Tr> <Tr> <Th> Nicknames </Th> <Td> Dodd--Frank Act </Td> </Tr> <Tr> <Th> Enacted by </Th> <Td> the 111th United States Congress </Td> </Tr>

Which of the following is not a provision of the dodd frank