<Tr> <Th> Account insurance </Th> </Tr> <Tr> <Td> Federal Deposit Insurance Corporation (FDIC) National Credit Union Share Insurance Fund (NCUA) </Td> </Tr> <Tr> <Td> Payment and transfer (show) <Table> <Tr> <Td> <Ul> <Li> Check <Ul> <Li> clearing </Li> <Li> Check 21 Act </Li> </Ul> </Li> </Ul> </Td> </Tr> <Tr> <Th> Electronic funds transfer (EFT) </Th> </Tr> <Tr> <Td> <Ul> <Li> ATM card </Li> <Li> Debit card </Li> <Li> Wire transfer </Li> <Li> Substitute check </Li> </Ul> <Ul> <Li> Automated Clearing House (ACH) </Li> <Li> Bill payment </Li> </Ul> </Td> </Tr> </Table> </Td> </Tr> <Table> <Tr> <Td> <Ul> <Li> Check <Ul> <Li> clearing </Li> <Li> Check 21 Act </Li> </Ul> </Li> </Ul> </Td> </Tr> <Tr> <Th> Electronic funds transfer (EFT) </Th> </Tr> <Tr> <Td> <Ul> <Li> ATM card </Li> <Li> Debit card </Li> <Li> Wire transfer </Li> <Li> Substitute check </Li> </Ul> <Ul> <Li> Automated Clearing House (ACH) </Li> <Li> Bill payment </Li> </Ul> </Td> </Tr> </Table>

A certificate of deposit is a type of note