<P> Within New Zealand, the Accident Compensation Corporation (ACC) provides nationwide no - fault personal injury insurance . Injuries involving motor vehicles operating on public roads are covered by the Motor Vehicle Account, for which premiums are collected through levies on petrol and through vehicle licensing fees . </P> <P> In Norway, the vehicle owner must provide the minimum of liability insurance for his vehicle (s)--of any kind . Otherwise, the vehicle is illegal to use . If a person drives a vehicle belonging to someone else, and has an accident, the insurance will cover for damage done . Note that the policy carrier can choose to limit the coverage to only apply for family members or person over a certain age . </P> <P> Romanian law mandates Răspundere Auto Civilă, a motor - vehicle liability insurance for all vehicle owners to cover damages to third parties . </P> <P> Motor - vehicle insurance is mandatory for all owners according to Russian legislation . </P>

When did it become illegal to drive without insurance