<P> In December 31, 1969, Ayala Corporation, which had been affiliated with BPI since its establishment in 1851, became the dominant shareholder of BPI, and eventually made BPI into the flagship of Ayala's financial entities . </P> <P> Starting in the 1970s, BPI has been involved with many mergers and acquisitions . The first merger occurred in 1974 with BPI's acquisition of the People's Bank and Trust Company . Major notable acquisitions include Commercial Bank and Trust Company in 1981, CityTrust Banking Corporation in 1996 and Far East Bank and Trust Company in 2000 . </P> <P> In 1982, BPI became a universal bank, and in 2000, became the Philippines' first bank assurance firm, being the first Philippine bank to offer insurance services after acquiring the insurance companies of the Ayala Corporation, the parent company of the Ayala Corporation . Within that year, BPI also founded the BPI Direct Savings Bank, an Internet bank, which launched BPI into 21st century banking . </P> <P> On February 14, 1986, BPI established its own interbank network, Expressnet . </P>

Is bpi family savings bank different from bpi
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