<P> Punjab National Bank disclosed in February 2018 that it detected fraudulent transactions of up to $1.77 billion at just one of its branches . </P> <Table> <Tr> <Th> #</Th> <Th> Particulars </Th> <Th> FY 2008 - 09 </Th> <Th> FY 2009 - 10 </Th> <Th> FY 2010 - 11 </Th> <Th> FY 2011 - 12 </Th> <Th> FY 2012 - 13 </Th> </Tr> <Tr> <Td> </Td> <Td> Total Assets (' INR crores) </Td> <Td> 246,919 </Td> <Td> 296,633 </Td> <Td> 378,325 </Td> <Td> 458,192 </Td> <Td> 478,877 </Td> </Tr> <Tr> <Td> </Td> <Td> Operating Profit (' INR crores) </Td> <Td> 5,690 </Td> <Td> 7,326 </Td> <Td> 9,056 </Td> <Td> 10,614 </Td> <Td> 10,907 </Td> </Tr> <Tr> <Td> </Td> <Td> Net Profit </Td> <Td> 3,091 </Td> <Td> 3,905 </Td> <Td> 4,433 </Td> <Td> 4,884 </Td> <Td> 4,748 </Td> </Tr> <Tr> <Td> </Td> <Td> Business / Employee </Td> <Td> 655 </Td> <Td> 808 </Td> <Td> 1,018 </Td> <Td> 1,132 </Td> <Td> 1,165 </Td> </Tr> <Tr> <Td> </Td> <Td> Profit / Employee (' INR lakhs) </Td> <Td> 5.64 </Td> <Td> 7.31 </Td> <Td> 8.35 </Td> <Td> 8.42 </Td> <Td> 8.06 </Td> </Tr> <Tr> <Td> </Td> <Td> Return on assets (%) </Td> <Td> 1.39 </Td> <Td> 1.44 </Td> <Td> 1.34 </Td> <Td> 1.19 </Td> <Td> 1.00 </Td> </Tr> <Tr> <Td> </Td> <Td> Gross NPAs (%) </Td> <Td> 1.60 </Td> <Td> 1.71 </Td> <Td> 1.79 </Td> <Td> 2.93 </Td> <Td> 4.27 </Td> </Tr> <Tr> <Td> </Td> <Td> Net NPAs (%) </Td> <Td> 0.17 </Td> <Td> 0.53 </Td> <Td> 0.85 </Td> <Td> 1.52 </Td> <Td> 2.35 </Td> </Tr> <Tr> <Td> </Td> <Td> Total Branches </Td> <Td> 4,665 </Td> <Td> 4,997 </Td> <Td> 5,189 </Td> <Td> 5,670 </Td> <Td> 5,874 </Td> </Tr> </Table> <Tr> <Th> #</Th> <Th> Particulars </Th> <Th> FY 2008 - 09 </Th> <Th> FY 2009 - 10 </Th> <Th> FY 2010 - 11 </Th> <Th> FY 2011 - 12 </Th> <Th> FY 2012 - 13 </Th> </Tr> <Tr> <Td> </Td> <Td> Total Assets (' INR crores) </Td> <Td> 246,919 </Td> <Td> 296,633 </Td> <Td> 378,325 </Td> <Td> 458,192 </Td> <Td> 478,877 </Td> </Tr>

Who was the first to open an account when punjab national bank was opened in lahore