<Li> Do any liens exist on the property which need to be paid off at closing? These would be mortgages, back taxes, mechanic's liens, and other assessments . </Li> <P> A title search is also performed when an owner wishes to mortgage property and the bank requires the owner to insure this transaction . </P> <P> Anyone may do a title search, with the right knowledge and resources . Documents concerning conveyances of land are a matter of public record . These documents are maintained in hard copy paper format or sometimes scanned into image files . The information within the documents is typically not available as data format as the records are descriptions of legal events which contain terms, conditions, and language in excess of data . </P> <P> Generally, there are two main types of title searching, a full coverage search and limited coverage search; other types include non-insured reports and foreclosure guarantee search . </P>

Who conducts a title search and issues a report