<Tr> <Th> Titles amended </Th> <Td> <Ul> <Li> 12 U.S.C.: Banks and Banking </Li> <Li> 15 U.S.C.: Commerce and Trade </Li> </Ul> </Td> </Tr> <Ul> <Li> 12 U.S.C.: Banks and Banking </Li> <Li> 15 U.S.C.: Commerce and Trade </Li> </Ul> <Li> 12 U.S.C.: Banks and Banking </Li> <Li> 15 U.S.C.: Commerce and Trade </Li>

What consumer protection agency is known by the acronym sec