<P> Dickens divided the book into five chapters, which he labelled "staves". </P> <P> The story begins on a cold and bleak Christmas Eve in London, seven years after the death of Ebenezer Scrooge's business partner, Jacob Marley . Scrooge, an old miser, hates Christmas and refuses an invitation to Christmas dinner from his nephew Fred . He turns away two men who seek a donation from him in order to provide food and heating for the poor, and only grudgingly allows his overworked, underpaid clerk, Bob Cratchit, Christmas Day off with pay to conform to the social custom . </P> <P> At home that night, Scrooge is visited by Marley's ghost, who wanders the Earth, entwined by heavy chains and money boxes, forged during a lifetime of greed and selfishness . Marley tells Scrooge that he has one chance to avoid the same fate: he will be visited by three spirits and he must listen to them or be cursed to carry chains of his own, much longer than Marley's chains . </P> <P> The first of the spirits, the Ghost of Christmas Past, takes Scrooge to Christmas scenes of Scrooge's boyhood and youth, reminding him of a time when he was more innocent . The boyhood scenes portray Scrooge's lonely childhood, his relationship with his beloved sister Fan, and a Christmas party hosted by his first employer, Mr. Fezziwig, who treated Scrooge like a son . They also portray Scrooge's neglected fiancée Belle, who ends their relationship after she realises that Scrooge will never love her as much as he loves money . Finally, they visit a now - married Belle with her large, happy family on a recent Christmas Eve . </P>

Who was the first ghost to visit scrooge