<Tr> <Td> ICICI Bank </Td> <Td> 43.7% </Td> <Td> September 2014 </Td> </Tr> <Tr> <Td> IndusInd Bank </Td> <Td> 34.12% </Td> <Td> March 2015 </Td> </Tr> <P> CASA ratio stands for current and savings account ratio . CASA ratio of a bank is the ratio of deposits in current and saving accounts to total deposits . A higher CASA ratio indicates a lower cost of funds, because banks do not usually give any interests on current account deposits and the interest on saving accounts is usually very low 3 - 4% . If a large part of a bank's deposits comes from these funds, it means that the bank is getting those funds at a relative lower cost . It is generally understood that a higher CASA ratio leads to higher net interest margin . In India, it is used as one of the metrics to assess the profitability of a bank . </P> <P> C A S A R a t i o = (C A S A D e p o s i t T o t a l D e p o s i t s) (\ displaystyle (CASARatio) = \ left ((\ frac (CASADeposit) (TotalDeposits)) \ right)) </P>

What is full form of casa in banking