<Li> Investment institutions--investment banks, underwriters, brokerage firms . </Li> <P> Some experts see a trend toward homogenisation of financial institutions, meaning a tendency to invest in similar areas and have similar business strategies . A consequence of this might be fewer banks serving specific target groups, and small - scale producers may be under - served . </P> <P> Classification of financial institutions: 1 . Banking institutions </P> <P> 2 . Non Banking institutions </P>

Who owns public or government agencies and insitutions