<P> Visa Electron and Maestro work as a standard debit cards: the transactions are debited instantly, although it may happen on some occasions that a transaction is processed with some delay (hours, up to one day). These cards do not possess the options that credit cards have . </P> <P> In the late 2000s contactless cards started to be introduced . The first technology to be used was MasterCard PayPass, later joined by Visa's payWave . This payment method is now universal and accepted almost everywhere . In an everyday use this payment method is always called Paypass . Almost all business and stores in Poland accept debit and credit cards . </P> <P> In the mid-2010s Polish banks started to replace unembossed cards with embossed electronic cards such as Debit MasterCard and Visa Debit, allowing the customers to own a card that has all qualities of a credit card (given that credit cards are not popular in Poland). </P> <P> There are also some banks that do not possess an identification system to allow customers to order debit cards online . </P>

Transaction that occurs immediately when a debit card is used to make purchases