<P> $4,800 third business day following deposit, remainder seventh business day </P> <Tr> <Td> New account </Td> <Td> The account being deposited into has been open for less than 30 days . </Td> <Td> Ninth business day </Td> </Tr> <Tr> <Td> Exception </Td> <Td> <Table> <Tr> <Td> Account has been overdrawn for six or more business days of the previous six months . (NSF ("non-sufficient funds") hold) </Td> </Tr> <Tr> <Td> Account has been overdrawn for two or more business days in excess of $5,000 in the previous six months . (NSF hold) </Td> </Tr> <Tr> <Td> The depository bank has reason to doubt the check is good . (The paying bank indicates the check will not clear, is suspected to be fraudulent, or is either postdated or staledated .) </Td> </Tr> <Tr> <Td> The item being deposited is a legal copy of an item previously returned for NSF (an IRD). </Td> </Tr> <Tr> <Td> Item is accepted for deposit during a power outage or computer failure (extremely rare). </Td> </Tr> </Table> </Td> <Td> Seventh business day </Td> </Tr> <Table> <Tr> <Td> Account has been overdrawn for six or more business days of the previous six months . (NSF ("non-sufficient funds") hold) </Td> </Tr> <Tr> <Td> Account has been overdrawn for two or more business days in excess of $5,000 in the previous six months . (NSF hold) </Td> </Tr> <Tr> <Td> The depository bank has reason to doubt the check is good . (The paying bank indicates the check will not clear, is suspected to be fraudulent, or is either postdated or staledated .) </Td> </Tr> <Tr> <Td> The item being deposited is a legal copy of an item previously returned for NSF (an IRD). </Td> </Tr> <Tr> <Td> Item is accepted for deposit during a power outage or computer failure (extremely rare). </Td> </Tr> </Table>

How long does wells fargo hold out of state checks