<Dd> <Dl> <Dd> Not to be confused with Red Flag Act </Dd> </Dl> </Dd> <Dl> <Dd> Not to be confused with Red Flag Act </Dd> </Dl> <Dd> Not to be confused with Red Flag Act </Dd> <P> The Red Flags Rule was created by the Federal Trade Commission (FTC), along with other government agencies such as the National Credit Union Administration (NCUA), to help prevent identity theft . The rule was passed in January 2008, and was to be in place by November 1, 2008 . But due to push - backs by opposition, the FTC delayed enforcement until December 31, 2010 . </P>

Safeguards rule and the identity theft red flags rule