<Tr> <Th> 1897 </Th> <Td> 14.5 </Td> <Td> 12.4 </Td> </Tr> <Tr> <Th> 1898 </Th> <Td> 12.4 </Td> <Td> 11.6 </Td> </Tr> <Tr> <Th> 1899 </Th> <Td> 6.5 </Td> <Td> 8.7 </Td> </Tr> <Tr> <Th> 1900 </Th> <Td> 5.0 </Td> <Td> 5.0 </Td> </Tr>

What was not an effect of the panic of 1893