<P> The CCEA gave its approval for pegging the subsidy at 25 per cent and adoption of a funding pattern of 25 per cent promoter's contribution, 25 per cent subsidy from the government and 50 per cent loan from the SPTF . Banks have also been instructed to increase the lending period to over 13 years . </P> <P> Beginning in 2013, the Union Ministry of Commerce and Industry has been actively promoting the sale of tea in the country's top five export markets for that product: Egypt, Iran, Kazakhstan, Russia, and the United States . </P> <P> Tea gardens in Assam do not follow the Indian Standard Time (IST), which is the time observed throughout India and Sri Lanka . The local time in Assam's tea gardens, known as "Tea Garden Time" or Bagantime, is an hour ahead of the IST . The system was introduced during British days keeping in mind the early sunrise in this part of the country . </P> <P> By and large, the system has subsequently been successful in increasing the productivity of tea garden workers as they save on daylight by finishing the work during daytime, and vice versa . Working time for tea labourers in the gardens is generally between 9 a.m. (IST 8 a.m.) to 5 p.m. (IST 4 p.m.) It may vary slightly from garden to garden . </P>

Which place is known as tea garden of india