<P> Adrian Ashfield invented the basic idea of a card combining the key and user's identity in February 1962 . This was granted UK Patent 959,713 for "Access Controller" in June 1964 and assigned to W.S. Atkins & Partners who employed Ashfield . He was paid ten shillings for this, the standard sum for all patents . It was originally intended to dispense petrol but the patent covered all uses . </P> <P> In the US patent record, Luther George Simjian has been credited with developing a "prior art device". Specifically his 132nd patent (US3079603), which was first filed on 30 June 1960 (and granted 26 February 1963). The roll - out of this machine, called Bankograph, was delayed by a couple of years, due in part to Simjian's Reflectone Electronics Inc. being acquired by Universal Match Corporation . An experimental Bankograph was installed in New York City in 1961 by the City Bank of New York, but removed after six months due to the lack of customer acceptance . The Bankograph was an automated envelope deposit machine (accepting coins, cash and cheques) and did not have cash dispensing features . </P> <P> It is widely accepted that the first cash machine was put into use by Barclays Bank in its Enfield Town branch in North London, United Kingdom, on 27 June 1967 . This machine was inaugurated by English comedy actor Reg Varney . This instance of the invention is credited to the engineering team led by John Shepherd - Barron of printing firm De La Rue, who was awarded an OBE in the 2005 New Year Honours . Transactions were initiated by inserting paper cheques issued by a teller or cashier, marked with carbon - 14 for machine readability and security, which in a later model were matched with a six - digit personal identification number (PIN). Shepherd - Barron stated; "It struck me there must be a way I could get my own money, anywhere in the world or the UK . I hit upon the idea of a chocolate bar dispenser, but replacing chocolate with cash ." </P> <P> The Barclays--De La Rue machine (called De La Rue Automatic Cash System or DACS) beat the Swedish saving banks' and a company called Metior's machine (a device called Bankomat) by a mere nine days and Westminster Bank's--Smith Industries--Chubb system (called Chubb MD2) by a month . The online version of the Swedish machine is listed to have been operational on 6 May 1968, while claiming to be the first online ATM in the world (ahead of a similar claim by IBM and Lloyds Bank in 1971). The collaboration of a small start - up called Speytec and Midland Bank developed a fourth machine which was marketed after 1969 in Europe and the US by the Burroughs Corporation . The patent for this device (GB1329964) was filed in September 1969 (and granted in 1973) by John David Edwards, Leonard Perkins, John Henry Donald, Peter Lee Chappell, Sean Benjamin Newcombe & Malcom David Roe . </P>

When was the first atm installed in uk