<Tr> <Td> Canada, Chile </Td> <Td> Scotiabank </Td> </Tr> <Tr> <Td> Australia, New Zealand </Td> <Td> Westpac Bank </Td> </Tr> <P> Scotiabank customers can find a partner ATM, avoid surcharges and save on access fees . The Scotiabank website includes a list of countries and partner institutions where the fee will be waived . Also, the Scotiabank Mobile Banking app has an ATM locator to help customers find the nearest partner ATM . </P> <P> Tangerine will waive the international ABM access fee and Global ATM Alliance members will waive any terminal convenience or usage fees for any withdrawal transactions performed at Global ATM Alliance machines with a Tangerine client card . "Free access" does not apply to Scotiabank ABMs in Costa Rica, Panama or Uruguay . </P>

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